U-BANK@CMBWLB Services

To enable global client management and elevate the customer service experience, CMB Wing Lung Bank provides a comprehensive online banking services and centralized platform for managing all subsidiary corporate bank accounts via UBANK@CMBWLB Services. Through a group control mode, empowers parent companies to maintain real-time control over their overall financial situation, facilitating balance and transaction inquiries, seamless transfers within the Group, and enabling enterprises to streamline financial organization, coordination, and centralized processing.
Discover the comprehensive range of practical functions offered by U-BANK@CMBWLB Services. From inquiries and payments to fixed deposits, cash management, financial investments, payroll, foreign exchange and more, our service is designed to support the daily operational needs of businesses.

With a diversified authorization management configuration, our service empowers you to easily manage the user access right and permissions based on your enterprise structure and secured the operation of funds.

U-BANK@CMBWLB Services U-BANK@CMBWLB Services
Features
  • Comprehensive “3A” Banking Services (Anytime Anywhere Anyhow), no need to visit a branch, you can conveniently handle various banking transactions online;
  • Enjoy digital convenience beyond traditional counter services. Our UBANK@CMBWLB platform offers exclusive digital products such as FPS, QR code payments, and eDDA automatic collection and payment services;
  • Experience lower remittance transaction fees, more favorable time deposit rates, and competitive foreign exchange trading prices. Our aim is to help you save costs and increase your income.

Account Management
  • Account Overview – Account details and transaction history at a glance.
  • Cheque Management – Check cheque status, cancel cheque payment and request for cheque book.
  • Statement – View e-Statement of accounts and request reprint of statement.
Fund Transfer / Bill Payment
  • Fund Transfer – Apart from fund transfer to same-name, 3rd party and other local bank’s accounts, forward dated instruction and template creation are supported.
  • Fast Payment System (FPS) Services – By entering beneficiary’s mobile phone number, email address or FPS ID, local receipt and payment of funds can be done 24/7.
  • Bill Payment – Pay bills to over 200 merchants and create the Bill Payment template.
  • Telegraphic Transfer – Make telegraphic transfer to registered beneficiary account safely and efficiently.
  • Demand Draft / Cashier Order – Purchase Demand Draft / Cashier Order online and collect it at branch by authorized person.
Investment
  • Fixed Deposits – Create fixed deposits and amend maturity instruction.
  • Wealth Management – View portfolio and transaction history of wealth management account.
Trade Finance Services
  • Check the bill credit status and bills’ information online.
  • Online Apply/Enquiry and Amend the Trade Finance Services’ applications.
Payroll / MPF
  • Upload payroll and MPF data files online.
  • Self-employed person and temporary staff can submit MPF contribution directly.
Physical Cash Pool
  • Different allocation rules, such as auto upward and downward sweep can be established among the Head Account and Sub-Account. The system will execute the sweeping automatically according to the pre-set rules.
CMB Wing Lung Global Cash Management Services
  • Suitable for corporate customers with affiliates in Mainland China and Hong Kong.
  • Upon successfully application of UBANK@CMBWLB Services, Mainland corporate customers can operate the account of related companies opened with CMB Wing Lung Bank by login to U-BANK of China Merchants Bank.

Corporate and institutional clients (hereinafter referred to as “clients”) of Global Custody Services can conduct the enquiry module and instruction module via U-BANK@CMBWLB Services , it allows clients to check the cash balance, securities holding, cash/securities transaction history, download reports, place online instructions, and etc. It assists clients to monitor the custody account and facilitates the real time data exchange between clients and custodians. Global Custody Services helps transfer the custody business from the traditional model to electronic and automatic model.

  • Enquiry: Clients can check real-time holdings and transactions; download securities reports and fund valuation reports; relevant features included are Custody Account Holdings, Security Account Transactions History, Cash Account Transactions History, Custody Account Report, and Fund Administration Report.
  • Instruction: Clients can place online instructions and check the real-time instruction status; relevant features included are Security Settlement Instruction, Payment, and Instruction Status Enquiry.

Corporate and institutional clients of Global Custody Services who have been using UBANK@CMBWLB Services can also download CMBWLB Custody Mobile APP for enjoying the services anytime and anywhere. To download CMBWLB Custody Mobile APP, please click here.

  • Reset Password – Users can reset password by themselves.
  • Net Audit Trail – Users can check instructions submitted, transaction status and other details online anytime.
  • Personal Information Maintenance – Update personal and contact information online while configuring alert message control.
  • Template Management – Create, update or remove transaction template.
  • Usable Service/Account – Check or update accessible service, account and transaction limit (if any).
  • Beneficiary management – Add, amend or delete beneficiary for local transfer, telegraphic transfer and demand draft.

Online security is the prime concern of the Bank. U-BANK@CMBWLB Services has implemented the following security measures:

  • TLS Certificate – With the adoption of the latest Internet security measure “TLS Certificate”, users can identify in real time the authentic CMB Wing Lung Bank website.
  • Identity Verification – Apart from separate logon ID and password set by each user, both Administrator and Authorizer are required to use the Security Token as twofactor authentication for logon and specified transactions.
  • User Management – Customer can authorize access right to appropriate users with control on accessible service, account and transaction limit for each user.

  • 4 User Types with Specific Authority
  • Provides four user setting: administrator, authorizer, checker, and operator with clearly defined roles and responsibilities to meet the unique needs of different enterprises.
Risk Disclosure Statements

  • The above services are subject to the relevant terms and conditions of the respective services. For enquiries, please call our customer service hotline at 852-2309 5555 or contact our relationship manager.
  • The risk of loss associated with the volatile movement in foreign exchange and RMB products can be substantial. Participants should have a thorough understanding of the market and should be aware of the risk of foreign exchange investment.
  • China Merchants Bank refers to China Merchants Bank Co., Ltd. in the Mainland, which is subject to the supervision and regulation of the Mainland and regulates the operation of its business in the Mainland.
  • The domestic mentioned in this webpage refers to Mainland China, and the overseas refers to Hong Kong (China), Macau (China) and overseas.
  • The above images are for reference only.