Bonus Point Program
Bonus Point Program
To satisfy your different needs, CMB Wing Lung Credit Card sincerely presents to you
the brand-new Bonus Point Program gift catalogue. Cardholders can award 1 bonus point
on every spending of HKD1* with CMB Wing Lung Credit Card, to redeem your favorite
cash coupons and gifts.
*RMB1 for spending in RMB with UnionPay Dual Currency Credit Card.
Loyalty Bonus Point Redemption Discount
Long-term CMB Wing Lung Credit Card Cardholder can redeem your favorite gifts at discounts. Cardholder who has been maintaining our credit card for 10 years or above can enjoy a great discount of 40%.
| Loyalty Year | Redemption Discount |
|---|---|
| 2-3 years | 20% off |
| 4-9 years | 30% off |
| 10 years or above | 40% off |
Cardholder with 10 years of loyalty enjoy a discount of 40% off
| Gift | Quantity | Original bonus point required | Redemption discount | Final bonus point required |
|---|---|---|---|---|
| HK$100 coupon | 4 | 100,000 | 40% off | 60,000 |

- Discount is not applicable to Corporate Card.
- Loyalty Bonus Point Redemption Discount is calculated based on the year in which the Cardholder’s longest-held Principal Card, which is valid and in good standing, was issued.
- Loyalty Redemption Discount is not applicable to redemption of Cash Rebate and Asia Miles.
- For each Principal Card account, first 100,000 bonus points is applicable to the Loyalty Bonus Point Redemption Discount in each year (based on the amount of original bonus points required for redeeming the item before the Loyalty Bonus Point Redemption Discount is applied).
Please click here to download the application form to switch your credit card's Cash Rebate Program to Bonus Point Program.
Warning: To borrow or not to borrow? Borrow only if you can repay!
Warning: To borrow or not to borrow? Borrow only if you can repay!












