Payment Methods

You may settle your credit card account balance by the following convenient methods:
Note: Payment made to RMB account of UnionPay Dual Currency Credit Card by RMB is only applicable to method 1, 5, 6 and 7 (shall not apply to payment made by HKD).

1. CMB Wing Lung NET Banking Services

If you have subscribed to NET Banking Services, you can settle account balance by fund transfers from the respective account via NET Banking (www.cmbwinglungbank.com). Please pay attention to the related cut-off time when making payment.

2. PPS

Payment by tone-dial phone or visiting www.ppshk.com through any designated bank account at least 1 working day before Payment Due Date. For details, please call 90000 222 329. The merchant code of CMB Wing Lung Bank is “9108”. Cut-off time: Monday - Friday before 7:00pm (exclude Public Holiday).

3. JET Payment

Settle account balance by fund transfers from your HKD savings/current account at any JETCO ATM with “JET Payment” logo at least 1 working day before Payment Due Date. Cut-off time: Monday - Friday before 7:30pm (exclude Public Holiday).

4. Phone Banking Service – Credit Card customer services designated hotline

Transfer funds from your linked bank account through Credit Card customer services designated hotline 3711 6688. Cut-off time: Monday - Saturday before 9:00pm (exclude Public Holiday).

5. Autopay

Full or minimum payment to HKD credit card account is automatically made by direct fund transfers from your designated HKD savings/current account on Payment Due Date. For RMB account of UnionPay Dual Currency Credit Card, full or minimum payment is made by direct fund transfers from your designated RMB savings/current account opened at the Bank. If autopay for RMB account of UnionPay Dual Currency Credit Card is made through HKD savings/current account, please note the exact amount repaid is determined by the Bank’s applicable exchange rate set on the date when the Bank confirms receipt of payment.

6. Cheque

Write your account number on the back of the crossed cheque payable to “CMB Wing Lung Bank Limited”. Send it together with the upper part of statement to P.O. Box 72569, Kowloon Central Post Office, Hong Kong or drop it into the collection box located at any branches of the Bank at least 4 working days before the Payment Due Date. Charges and fees levied by correspondent bank will be applied to payment cheques drawn on overseas banks. Please refer to “Remittance Service Charges” for details. If payment for RMB account is made by RMB, please note only local RMB cheque is accepted.

7. Payment at Branches

Payment can also be made by cash, cheque or fund transfers at any branches of the Bank. Handling fee is waived for dropping cheque into the collection box located at branches. Handling fee will be levied if settle payment over counter by cash or cheque. If the payment is made to RMB account by RMB exchanged from HKD cash, please note the exact amount repaid is determined by the applicable exchange rate of the payment day advised by the Bank. For UnionPay Dual Currency Credit Card, if the payment is made to RMB account by fund transfers from HKD account, please note the exact amount repaid is determined by the Bank’s applicable exchange rate set on the date when the Bank confirms receipt of payment; if it is made by RMB cash, please note that the Bank currently only accepts the bank notes with face value of CNY10 or above.